Working in partnership with Exeter City Council

We have worked in partnership with Exeter City Council since 2005. In that time, we have lent to homeowners across the district to fund home repairs, home improvements and home energy efficiency measures. Lending council funds ensures a recycling pot of capital, which is repaid and can be lent again. Lendology’s loans for home repairs and renewable energy loans are delivered for people, by people.

The interest rate is set annually by the council. The current interest rate for homeowners in Exeter is 4%. Everyone living in this area will receive the same interest rate, regardless of the loan amount, loan term or personal circumstances. The interest rate is fixed for the term of the loan.

Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction.

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

Home Improvement Loans

If you’re a homeowner in need of essential repairs for your property, our home improvement loan scheme could be the answer you’ve been looking for.

In Exeter, we can provide finance up to £25,000 or more for home improvements.

View loan details

Energy Efficiency Loans

Whether you’re interested in enhancing the energy efficiency of your property or minimizing your carbon footprint, our energy loan scheme could be the solution you’ve been searching for.

In Exeter, we can provide finance up to £25,000 or more towards your property’s energy efficiency.

View loan details

Renewable Energy Loans

If you’re seeking funding for greener energy for your property, like solar panels, battery storage or heat pumps, a Lendology loan might help you manage the expenses.

In Exeter, we offer financing options of up to £25,000 or more for renewable energy projects.

View loan details

Disability Adaptation Loans

If you are currently receiving a Disabled Facilities Grant supported by Exeter City Council and need to contribute to the overall cost of the adaptation, you might qualify for a Lendology loan.

In Exeter, we offer financing options of up to £25,000 or more specifically for enhancing disabled facilities in your property.

View loan details

Landlord Loans

If you are seeking to enhance your buy-to-let property in Exeter, we offer financing options of up to £25,000, or more depending on the needs of your project.

View loan details

Empty Property Loans

Obtaining financing to improve the condition of a derelict property might be difficult. However, we offer loans for a diverse range of properties and renovation endeavours. In Exeter, we can provide financing of up to £25,000 or more for empty properties.

View loan details

Bulk Buy Fuel Loans

To help spread the cost of bulk buying home heating for people living in off-gas homes, Exeter City Council also offer a bulk buy fuel loan scheme.

Support in my local area

Energy advice

ECOE – For people in Exeter, Mid Devon, East Devon, Teignbridge or Torquay, Exeter Community Energy provide free home energy advice including LEAP home visits

LEAP (Local Energy Advice Partnership) deliver free home energy assessments to help you save energy and source grant funding for home heating (subject to eligibility)

If you wish to see if you may be able to save money on your energy bills, take a look at LEAP’s switching site here

Fire Safety Home Checks

Home safety visits | Devon and Somerset Fire and Rescue Service

Databases of Local Support Services and Groups

Pinpoint Devon is a useful online source to find help and support services and providers across Devon.

Other useful information

To find more support with the following, please visit our Useful Information page

Finding Contractors
Money Advice
Energy Advice
Support for People over 55
Future Planning and Probate
Planning Portal

Case Study

Lendology Loan helps to empower an Energy Efficient Home

Mrs. B, an Exeter resident which had a vision to transform her home into an eco-friendly, energy efficient household. Mrs. B had incorporated advanced retrofit measures such as an air source heat pump, underfloor heating, photovoltaic solar panels, a solar-charging battery, a comprehensive heat recovery and ventilation system, and wheelchair accessibility to her downstairs extension.

Read our success story

“My experience with Lendology has been positive throughout. I found them both helpful and professional.“

Mrs P, Exeter

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T: 01823 461099

Heatherton Park Studios
Bradford on Tone
Taunton, Somerset, TA4 1EU

loans@lendology.org.uk

Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225.

Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.