When you apply for a qualifying benefit, you’ll be asked extra questions about your housing costs to find out if you’re eligible for Support for Mortgage Interest (SMI).

You don’t need to make a separate application for SMI.

If you’re already claiming a qualifying benefit when you buy a house or take out a loan for repairs and improvements to your home, contact the office that pays your benefit to find out if you could get SMI.

 

Get help

To check if you’re eligible for SMI, or ask any questions about claiming it, contact:

• Jobcentre Plus if you get or have applied for Income Support, income-based JSA or income-related ESA
• the Pension Service if you get or have applied for Pension Credit
• the Universal Credit helpline if you get or have applied for Universal Credit