Cookies information uses cookies to make the site simpler. Find out more about the cookies we use.

Close banner


See the latest information and advice in Exeter. We are closely monitoring the situation and working with the government and NHS, who are well prepared to deal with this virus.

Help with your mortgage

Show all parts of this guide

4. How to claim

When you apply for a qualifying benefit, you’ll be asked extra questions about your housing costs to find out if you’re eligible for Support for Mortgage Interest (SMI).

You don’t need to make a separate application for SMI.

If you’re already claiming a qualifying benefit when you buy a house or take out a loan for repairs and improvements to your home, contact the office that pays your benefit to find out if you could get SMI.


Get help

To check if you’re eligible for SMI, or ask any questions about claiming it, contact: