If you are having trouble paying your mortgage and are worried about losing your home, then there may be some help available to you.

The only scheme available at the moment is Support for Mortgage Interest, also known as SMI.

You may also wish to contact any of the following national advisory services for further assistance:

• Shelter 0808 800 4444
• Exeter Citizens Advice 03444 111 444
• The National Homelessness Advice Service (NHAS)
• National Debt Line 0808 808 400
• Consumer Credit Counselling Service 0800 138 1111
• The Money Advice Service
• Money Advice Trust
• Welfare Benefits & Tax Credits
• Exeter Combined Court 01392 415300