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Benefit and budgeting calculator

If you are struggling to afford your bills there is help available.

You can use this online calculator to work out your household budget.

This could help you in the following ways:

  • highlight bills that are higher than most people pay
  • show areas where you can save money
  • show you which are your priority and non-priority payments
  • see other benefits you could be entitled to

Start the journey


More info about the journey

You will need to have details of your income and the money you spend. This should be as accurate as possible. The calculator will use estimated amounts if you really don’t know.

You might have to pay money to us for:

  • your rent or service charges
  • Council Tax or Housing Benefit overpayments

You should talk to us soon as possible if you are finding it difficult to manage your payments. We want to ensure that any arrangements you make are affordable. We also want to ensurethat you can keep to your payments without causing you hardship.

Other benefits calculators are available.

You can also find free advice on money, budgeting and debt from the websites below.

Money Helper

Citizens Advice

National Debtline

When this content has been updated

Last updated 16 January 2024