Shared ownership

Shared Ownership schemes are an opportunity for an eligible people to purchase a share of a home (often between 25% and 75% of the home’s value) and pay rent on the remaining share. At a later stage, shared owners will have the opportunity to increase their shares or buy the house outright (known as staircasing).  Shared ownership is available on newly built home or an existing one through resale programmes from housing associations.


You could buy a home through Shared Ownership in England if your household earns £80,000 a year or less, and one of the below apply:

  • you are a first-time buyer
  • you used to own a home but can’t afford to buy one now
  • you are an existing shared owner looking to move


You can find out about low cost home ownership schemes in the south-west through the South-West Help to Buy website.  If you are looking for a shared ownership home outside the south-west please visit www.helptobuy.gov.uk.

Exeter City Council partners with a number of housing associations in Exeter to deliver shared ownership homes within the city, and further information can be found on their websites: 

When this content has been updated

Last updated 10 July 2018