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Voter ID - have you got yours?

To vote in the upcoming 4 May Local Elections you will need to show photo ID. To find out more about accepted forms of photo ID, and if you need to apply for a free Voter Authority Certificate, see our Voter ID page.

Cost of living support

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3. Loan sharks and illegal money lending

What is a Loan Shark?

Find out about illegal lending and what to do if you have borrowed from a loan shark.

What is a loan shark and how to report a loan shark


Stop Loan Sharks

The England Illegal Money Lending Team (IMLT) investigates and prosecutes illegal money lenders and provides support for borrowers in the UK whilst also offering help and advice for people who have borrowed money from an illegal money lender.

Stop Loan Sharks


Checking a lender is authorised

You can find out whether a money lender is authorised by checking the register on the Financial Conduct Authority (FCA) website.

Financial Conduct Authority


What to do if you owe money to a Loan Shark

In England, if you think a money lender is operating without being FCA authorised, you can speak in confidence to the Illegal Money Lending Hotline on 0300 555 2222.

You can also email the Illegal Money Lending Team at or text loan shark and your message to 60003.


If you're threatened by someone who lends you money

If someone who has lent you money threatened you or is violent, contact the police straight away.

Do this even if it's an informal loan from someone you know, such as a friend of family member.